Free Business Loan Tools
Run the numbers before you walk into a bank. No signup, no data collection.
Business Loan Eligibility Checker
Check which common lender programmes your business fits and see the indicative amount available under each.
Check eligibility →Business Loan Comparison
Compare up to three offers on true effective cost, including flat rates, fees, insurance and advance EMIs.
Compare offers →CGTMSE Guarantee Fee Calculator
Calculate the annual guarantee fee, all-in borrowing cost, and price of keeping collateral unpledged.
Calculate guarantee fee →Working Capital Calculator
Calculate your operating-cycle requirement and compare it with the limit a bank may sanction under the turnover method.
Calculate requirement →OD and CC Interest Calculator
Compare a running overdraft or cash credit limit with a term loan and find the utilisation crossover point.
Compare interest →Business Loan EMI Calculator
Enter loan amount, interest rate, and tenure to get your exact monthly EMI and total interest outgo.
Open calculator →DSCR Calculator
Check debt-service coverage before and after a proposed loan and estimate borrowing that stays above the lender floor.
Check DSCR →CNC Business Feasibility Calculator
Calculate break-even machine utilisation, monthly surplus and the billing needed to cover EMI and overheads.
Test feasibility →Invoice Discounting Calculator
Convert a short-term invoice discount into an annualised cost and compare it with drawing on cash credit.
Compare invoice cost →Mudra Category Checker
Match your requirement to Shishu, Kishore, Tarun or Tarun Plus and check the prior-repayment condition.
Check Mudra category →Machinery Finance Comparison
Compare buying, leasing and hire purchase after financing cost, tax relief and expected resale value.
Compare machinery finance →