Business Loan Guides
12 guides - written by lending professionals.
Using AI to Prepare CMA Reports: A Practical Guide for CAs and Accountants
How practising CAs can use ChatGPT, Excel, and AI tools to prepare bank CMA reports faster, catch ratio errors early, and handle higher client volume without proportional effort.
How to Fill Your Bank's Credit Analysis Document Using AI
A step-by-step guide for business owners on using ChatGPT and Excel to prepare the CMA report that SBI, HDFC, PNB, and other banks require for business loans.
5 Best Websites to Learn About Business Loans in India (2026)
The five most useful websites for Indian business owners researching loans — from practitioner-written guides to government portals and rate comparison tools.
How Long Does a Business Loan Take to Disburse in India?
From application to money in your account — realistic timelines for business loan disbursal across PSU banks, private banks, NBFCs, and government schemes in India.
Your First Business Loan: What You Actually Need to Know
A plain-English guide to business loans in India for first-time borrowers — what lenders look for, how EMI works, and how to avoid the mistakes that get applications rejected.
Business Loan Documents Required in India: The Complete Checklist (2026)
A complete list of documents required for a business loan in India — for proprietors, partnerships, and private limited companies — with insider notes on what banks actually check.
Business Loan Rejected? The Real Reasons Banks Say No (and How to Fix Them)
From a lender's view: the actual reasons business loan applications get rejected in India - credit score, bank balance, GST gaps, debt load - and which ones you can fix.
Business Loan vs Loan Against Property 2026 - Which One Should You Take
A practitioner's guide to choosing between a business loan and LAP - when each makes sense, what it actually costs, and the tradeoffs most borrowers discover too late.
CIBIL Score and Business Loans 2026 - What Lenders Actually Look At
A lending practitioner's guide to how your CIBIL score affects your business loan - what score you need, what damages it, and how to fix it before you apply.
CGTMSE Scheme Guide 2026 - How to Get a Collateral-Free Business Loan
The only CGTMSE guide written by practitioners who have processed these loans from inside lending institutions. How the guarantee works, what it costs, and how to actually use it.
MSME Loan Guide 2026 - The Most Comprehensive Guide for Indian Businesses
The most detailed MSME loan guide written by lending practitioners - who qualifies, how much you can borrow, CGTMSE, which lender to approach, and what banks actually look for.
Mudra Loan Complete Guide 2026 - Shishu, Kishore and Tarun Explained
The most comprehensive Mudra loan guide written by a lending industry practitioner. What actually happens when you apply, what banks really look for, and how to maximise your chances.