Bharose wala business loan lo.
Plain-English guides on Mudra loans, MSME loans, CGTMSE, and business loan eligibility - written by practitioners who have sat on both sides of the credit desk.
Everything you need to know about business loans
Start with whichever guide matches your situation.
Mudra Loan Guide
PM Mudra Yojana - who qualifies, how much, and how to apply at your nearest bank branch.
Read guide →MSME Loan Guide
Collateral-free MSME loans up to Rs.2 crore - eligibility, documents, and which lender to approach.
Read guide →CGTMSE Scheme
Credit Guarantee Fund Trust for Micro and Small Enterprises - how it works and why it matters for your application.
Read guide →Business Loan vs LAP
When does it make sense to mortgage your property vs take an unsecured business loan?
Read guide →CIBIL & Business Loans
Your personal CIBIL score affects your business loan eligibility. Here is exactly how.
Read guide →All Guides
Browse our full library of business loan guides - updated quarterly by our team.
Browse all → →Run the numbers before you apply
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Open calculator →Loan Eligibility Checker
Based on your annual turnover, vintage, and CIBIL score - see which lenders are likely to approve your application.
Check eligibility →Latest guides
View all guides →Business Loan for a Kirana or Retail Shop: What Lenders Actually Look At
Retail shops face specific hurdles in business lending, from cash sales to rented premises. How lenders assess a kirana store and how to build a fundable file.
Export Finance for Small Businesses: Packing Credit, Post-Shipment and ECGC Cover
How pre-shipment and post-shipment export credit works for Indian MSMEs, what it costs, and where ECGC cover fits into the structure.
Machinery Loan, Lease, or Term Loan: Which One Actually Costs You Less
Buying equipment on a machinery loan, an operating lease, or a finance lease changes your tax, cash flow and balance sheet. The comparison worked through.